Ray Hannigan and Tobin Heminway were shocked when they learned they were losing insurance for their boutique winery in eastern Napa County’s Chiles Valley appellation, Green & Red Vineyard.
In January, a week after they finished making the fire safety fixes recommended by an inspector from their insurer, they said they received a letter that coverage of the 5,000-case-a-year winery building and wine inventory would be terminated at the end of this month because the property has “ineligible risk” for wildfire damage.
“Our broker told us that it is almost impossible to find a company willing to cover a winery
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