maxes out at , roughly 85% of US households qualify for it and it via or paper check in . If you haven’t gotten yours, you’re likely wondering if you qualify this time. By the way, there could even be a on the horizon.
It’s important to know that eligibility rules have changed since the, with and rules around , , and impacting the size of your payment. We’ll walk you through all the current qualifications to help you determine whether you should be expecting a check — or whether you’ll be . (And just how much to expect.)
If you do qualify,and what we know about setting up a .) Also, here’s how to (or ). We also drill down into some other, less common scenarios, with details for , and families in . This story is regularly updated with new information.
Important: Third stimulus check eligibility requirements
The third stimulus check now going out opens up more avenues for people to claim a payment — so long as their yearly earnings infall within the . These new payments come with for individuals and families who’d qualify for a full stimulus payment — it isn’t the same as it was for the first two rounds of checks approved in 2020. Check out the chart below for more and to estimate how much you could get.
Third stimulus check: Qualifications
|Qualifying group||What the law says|
|Individuals||An AGI of less than $80,000 to qualify for any payment amount|
|Head of household||An AGI of less than $120,000 to qualify for any payment amount|
|Couple filing jointly||An AGI of less than $160,000 to qualify for any payment amount|
|Dependents of all ages||$1,400 apiece, no cap — but only if guardians make under the above limits|
|Families with mixed US citizenship||Provided they meet other qualifications|
|US citizens living abroad||Yes, same as first two checks|
|Citizens of US territories||Yes, same as first two checks, with payments handled by each territory|
|SSDI and other tax nonfilers||Yes, but may require an extra step to claim (more below)|
|Incarcerated people||Yes, included this time|
|People who owe child support||Checks can’t be garnished to cover past due payments (more below)|
Not covered by law
|Non-US citizens||“Resident aliens” aren’t included|
|Noncitizens who pay taxes||Depends on “mixed-status” rules (more below)|
Will my dependents qualify for the full $1,400 amount this time?
With the second stimulus check approved in December, each— age 16 and younger — added $600 each to the household payment. There was no cap on how many children you could claim a payment. That was an increase in the amount per child from the $500 that was part of the first check approved last March as part of the CARES Act, even as the per-adult maximum decreased from $1,200 per adult to $600 in the December stimulus plan.
This time, if you’re a parent of a baby born in 2020,if you never received the first two payments for your new dependent last year. The new law sends $1,400 to dependents as part of a — and that includes babies who are born anytime in 2021.
What to know about restrictions for dependents getting the whole $1,400 check
Dependents will get $1,400 instead of $500 or $600 and the newopens up eligibility requirements to for the first time. Dependents over age 16 didn’t qualify for the first and second checks, but a change here makes college students, and people of any age with certain disabilities entitled to receive money as part of the household total.
That change loops in about 13.5 million adult dependents who weren’t counted before, according to the People’s Policy Project.
Citizenship: What if I live in a mixed-status home?
In the, a US citizen and noncitizen spouse were both as long as they both had Social Security numbers. This has been referred to as a “mixed-status” household when it comes to citizenship. Households with were left out of the first check.
includes where just one member has a Social Security number for a . That potentially includes families with citizen children and noncitizen parents.
In the CARES Act from last March, households with a person whoweren’t eligible to receive a stimulus check, even if one spouse and a child were US citizens.
Qualification information for noncitizens and the third stimulus payment
The CARES Act made a Social Security number a requirement for that first stimulus payment. Though other proposals would’ve expanded the eligibility to those with an ITIN instead of a Social Security number because they’re classified as, this group was excluded in the final bill text that authorized a second stimulus check in December as well.
The new bill expands the qualifications to include all— where at least one member has a Social Security number — for a third check.
Can past-due child support have an effect on my stimulus money?
If you owed child support, your(the amount you owed). With the second check, those who to cover past-due payments. The new bill with the $1,400 payment , so your check could be garnished to pay a private past-due debt.
One more exception for people who are missing payments of any amount and need to Taxpayer Advocate Service, an independent government agency that works with the IRS. That means that all or part of stimulus money received this way could potentially be seized to pay outstanding debts. The Taxpayer Advocate Service is urging the IRS to keep rebate credits intact.in their taxes: The protection from garnishment laid out in the second check doesn’t extend to catchup payments made in the Recovery Rebate Credit, according to the
Yes, inmates qualify for the third stimulus check
After months of back and forth, the IRS was ordered by a federal judge to. They are included in the new law, which means they’ll qualify for the $1,400 check.
The IRS classifies me as an older adult. What do I need to know?
Many, received a first stimulus check under the CARES Act and were eligible for the second one — and are for the third as well. For older adults and retired people, factors like , , your pension and if you’re part of the (more below) will affect whether you receive a stimulus payment.
The third stimulus check makes older adult dependents eligible to receive more money on behalf of the household. Here’s how to determine if you.
Extra work for nonfilers this year: File your 2020 tax return to get any missing stimulus check money
With the second payment, the IRS used your 2019 tax returns to determine eligibility.in 2018 or 2019, may under the CARES Act. And this group will qualify again. Here are reasons you might not have been required to file:
If you still haven’t received a first or second check even though you were eligible, you can.
As an SSI or SSDI recipient, am I eligible for a stimulus payment?
Those who are part of the Direct Express card, which the government typically uses to distribute federal benefits, but rather through a non-Direct Express bank account or as a sent in the mail.under the CARES Act. Recipients wouldn’t receive their payments via their
In the qualified to receive payments, along with Railroad Retirement Board and Veterans Administration beneficiaries. These qualifications remain the same with the third check, but the IRS said this time, “Social Security and other federal beneficiaries will generally receive this third payment the same way as their regular benefits. A payment date for this group will be announced shortly.”, these recipients again
Taxes and stimulus check eligibility: How they work together
For most people,. For example, the most important factor in setting income limits is your , which determines how much of the total stimulus payment you would be entitled to receive. The same will hold true with a third stimulus check.
Stimulus check for income limits
|Full $1,400 per person maximum (based on AGI)||Not eligible (based on AGI)|
|Single taxpayer||Less than $75,000||$80,000 or more|
|Head of household||Less than $112,500||$120,000 or more|
|Married couple filing jointly||Less than $150,000||$160,000 or more|
Here’s what we know about whetheror if it will look at your 2020 tax returns to set your check amount — and what happens if you or not enough because of it.
For more information, here are thetoday, everything you need to understand about and .