March 9, 2021


How much does home insurance cost per year? Here are the US averages

Your homeowners insurance costs can depend on several factors. (iStock)

The average cost of homeowners insurance depends on a few different things, but the average for all homeowners in the U.S. is $1,249 per year, according to data analyzed by the Insurance Information Institute (III).

Homeowners insurance costs can also vary widely by state, with Oregonians paying an average of $706, while residents of Louisiana paying $1,987. If you’re shopping around for a homeowners insurance policy, read on for you need to know. Then, head to Credible for free home insurance quotes and compare insurance policies.

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