March 31, 2021

Covered

N.J. car dealer’s COVID losses not covered by insurance due to ‘virus exclusion,’ judge rules

An Ocean County car dealer who sued an insurance company that refused to cover the business’s monetary losses during the coronavirus pandemic has lost its case in federal court.

Downs Ford of Toms River sued Zurich American Insurance Company, alleging the carrier was obligated to cover business losses that the dealer incurred after New Jersey shut down non-essential businesses last year.

But Zurich claimed Downs Ford’s insurance policy contained a “virus exclusion.” On Thursday, a federal judge sided with Zurich.

“The language of the virus exclusion is clear,” U.S. District Judge Brian R. Maritnotti wrote in his decision granting Zurich’s

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KSL Investigates: What water damage is not covered by homeowners insurance?

SALT LAKE CITY – When it comes to homeowners’ insurance, there are certain things you can just count on being covered.

Damage from fire and wind is going to be covered, but damage from water is … a bit more complicated.

Michelle Megna with Insurance.com said thousands of homeowners every year are shocked when the inside of their home ends up wet — and insurance leaves them high and dry.

“Water damage claims are among the most common claims that homeowners make,” she said.

One rule of thumb, she said, is to try and answer the question: Where did the

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He covered the Covid crisis in Italy. Then the disease became personal.

Claudio Lavanga, NBC News’ Rome correspondent, has reported on a wide variety of stories. Most recently, he has helped document the pandemic’s terrible toll in Italy, where over 104,000 have died and almost 3.5 million been sickened. Now, as the country goes through a third Covid-19 wave, he describes how his family became part of the story.

ROME — Since Italy became the epicenter of the Covid-19 pandemic in Europe, I have kept track of the number of people testing positive every day. It quickly reached into the tens of thousands a cold daily toll, a war bulletin in a

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Are frozen pipes covered by homeowners or renters insurance?

We know a lot of you are dealing with problems from busted pipes. Here’s what to know about insurance.

HOUSTON — As we continue to thaw out after last week’s freeze, a lot of you are dealing with damage to your home from pipes that have burst. Below is what you need to know about insurance. 

Our sister station, KENS5 in San Antonio got the following answers from Bankrate on Texas insurance when it comes to busted pipes for homeowners. And under the Q and A, KHOU 11 reporter David Gonzalez reports on the rights that renters have.  

While these

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How To Get Pre-Existing Conditions Covered By Travel Insurance

The federal Affordable Care Act, commonly called Obamacare, prohibits health insurance companies in the U.S. from refusing coverage or bumping up insurance premiums because you have a pre-existing condition. Travel insurance policies don’t fall under this law.

However, a feature of a travel insurance policy known as a “pre-existing medical condition exclusion waiver” could let you, for instance, cancel a trip due to a flare up of an existing condition and then be reimbursed for nonrefundable travel costs.

How Do Travel Insurers Define A

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