March 27, 2021

Damage

KSL Investigates: What water damage is not covered by homeowners insurance?

SALT LAKE CITY – When it comes to homeowners’ insurance, there are certain things you can just count on being covered.

Damage from fire and wind is going to be covered, but damage from water is … a bit more complicated.

Michelle Megna with Insurance.com said thousands of homeowners every year are shocked when the inside of their home ends up wet — and insurance leaves them high and dry.

“Water damage claims are among the most common claims that homeowners make,” she said.

One rule of thumb, she said, is to try and answer the question: Where did the

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Does homeowners insurance cover water damage?

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Homeowners insurance protects your home from damage, theft, and liability. But there are limitations to that coverage — and it depends on the type of “peril” your policy insures against.

There are eight types of homeowners insurance, but they all fall into one of two categories: named peril or open (all) peril. A named peril policy covers you for listed

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People now filing insurance claims, looking for contractors for winter storm damage

WICHITA FALLS (KFDX/KJTL) — As many people around the state recover from the winter storm, some homeowners have the difficult choice of choosing a contractor and filing insurance claims.

For some Texans, water and electricity remain an issue on the heels of the winter storm, but for others, the road to recovery has already begun.

Busted water pipes have caused damage to many homes throughout the state and insurance claims are already being filed.

“We’ve heard from about 18,900 customers across the state reporting damage, and the vast majority of that is because of frozen and broken water pipes. And

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Filing an Insurance Claim for Texas Storm Damage? Payouts Hinge on Policy Details

When the snow and ice melt, many Texans will file insurance claims for the damage. Some will be annoyed that they get nothing for a freezer-full of spoiled meat, while others will be pleasantly surprised at how easy it is to get money to fix a wrecked car.

The unusual winter storm in the big state is giving many insurers opportunity to test new mobile-based technology that has proliferated over the past year for more quickly settling claims for car wrecks, insurance-industry executives said.

But the massive storm also will highlight variations in basic homeowners policies that some consumer activists

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