Of all the many kinds of debt, high-interest credit card balances are often the most troublesome, thanks to compound interest and sky-high APRs.
Personal loans can be a strategic way for you to consolidate your debt and pay it off over a specific period of time, whether a few months or years. With average APRs of 9.65% (compared to 16.28% for credit cards), personal loans might be able to save you money and simplify your bills.
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