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When it comes to managing your money, it’s natural to have a lot of questions: Are there expenses you shouldn’t put on a credit card? How much cash should you keep in your savings and checking accounts? When are you ready to start investing?
But personal finance is personal, and sometimes the answers to these questions aren’t straightforward. What works for one person won’t
Saving up for a house can take years. But if you’ve set a savings goal and you’re ready to buy, using Credible’s online mortgage calculator will help you figure out your monthly payments and understand how much you’ll need to save before making a mov (iStock)
The day might soon come when a car itself pays for parking using funds it earned by sharing data collected as it drives. Or a cat’s bowl orders the appropriate pet food after analyzing the feline’s nutritional needs.
As everything from toasters to trucks gets connected online—an ecosystem known as the Internet of Things—banks, information technology companies and manufacturers are looking to equip those devices with the ability to buy and sell goods and services on behalf of human users, in most cases without the need for their intervention.
Some of this is already happening. Smart toothbrushes made by Philips
You no longer must buy another home in order to claim the capital-gains exemption. An earlier version of this article incorrectly said you had to.
Dear Ms. MoneyPeace:
My first wife died in 2013 and I remarried in 2014. My will gives my wife my house. I have owned four houses in four states starting in 1964. Each appreciated in value. I have not paid any capital gains tax as yet. When my wife sells after my death, how will her cost basis be determined?
It doesn’t take an expert to know that money is so much more than dollars and cents. Our relationship with money is emotional. Hopes and fears, guilt and shame — they can all play a significant role in your financial life.
And those feelings can be tied to lots of things: our upbringing, our environment, plus, y’ know, all the money messaging in the world and the media.
But honing those feelings and creating your own strong, secure financial voice? That takes some expertise.
Last year was already a rough year for an awards shop owner based in Hunterdon County.
Then, in early November, his home and business of 100 years went up in smoke.
“The bottom line is the entire shop was scorched, and the engraving machines were melted,” John Bradshaw, owner of Bradshaw Awards in Stockton, said. “And the smoke damage — because we had all these acrylic awards and things like that that went up in smoke — created this really dense smoke that just destroyed the rest of the building.”
The fire, which began with an electrical problem, broke out
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