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FEMA flood insurance rates could spike for some, new study shows

With a major overhaul of the nation’s flood insurance program just months away, new data released Monday by the First Street Foundation suggests hundreds of thousands of homeowners in the riskiest locations across America could face massive rate hikes starting in October.

The Brooklyn, New York-based research group estimates the average rate needs to more than quadruple on the nation’s most flood-prone homes under the ongoing effort to make the federal flood insurance program solvent and ensure homeowners most at risk are paying their fair share.

First Street data projects that the majority of homeowners won’t see big rate changes,

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Video shows how Earth’s tectonic plates moved over 1 billion years

The land mass that became Antarctica once sat along the Equator. Over Earth’s history, several supercontinents have broken up and come back together like the Backstreet Boys.

Our current seven continents and five oceans are the result of more than 3 billion years of planetary evolution, the tectonic plates crisscrossing atop the semi-solid ooze of Earth’s core. 

But charting the precise movements of those plates over all that time is challenging; existing models are often piecemeal, span only a few million years, or focus on just continental or oceanic changes, not both. 

Now, for the first time, a group of

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