Has the pandemic depleted your savings? Here’s how to build it back up. (iStock)
If the last year has taught us anything, it’s that a flush savings account is critical.
With millions of Americans struggling due to layoffs, shutdowns and other lingering effects of the coronavirus pandemic, emergency savings have been a lifeline for many households. In fact, about 14% of Americans have seen their savings depleted entirely, according to a CNBC poll.
If you’ve watched your savings decline over the course of the last year, there’s still hope. You can use one of these five saving
Verbs like “adapt” and “pivot” have become staples in the business lexicon during the pandemic for good reason: It’s how many operations—small and large—have survived this uncertain time. With recent reports indicating that an estimated 10,000 U.S. retail stores alone could close this year (a 14% increase from 2020), adapting to the moment will continue to be a core theme.
Many individual investors spend time reading a variety of financial websites, blogs and articles and listening to podcasts and finance-focused TV shows. While it’s wise to educate yourself on financial best practices and trends, not all of the “expert advice” out there is reliable.
As leaders in the industry, the members of Forbes Finance Council know all about the questionable financial advice that can lead investors astray. Below, 11 of them share widely circulated counsel that may do more harm than good.
The average family spends about $126.65 per month on their electric bill. That adds up to more than $1,500 per year. And when money is tight, reducing your electricity bill is one of the quickest ways to save each month. But if you’re like many people, you’re not sure how to do that. After all, we all have to use electricity, right? We’ve rounded up a few of the best free ways to reduce energy consumption and save money on your electric bill right now (as well as a couple of bonus tips to save on gas and
CEO and Founder of QA Madness, overseeing tech startups and seasoned players` business processes and software quality assurance globally.
I guess every person reaches the point in their lives when they can and want to share their knowledge. Recently, I was invited to talk with high school students about business as a part of my son’s school initiative. It made me realize two things. First, preparing for a lesson is not an easy task. Second, many teenagers are very reasonable when you talk to them about business.
Initially, I decided to share my career achievements and describe how
But “realistic” also applies to what is practical in the lens of at-home workouts, when equipment for many of us tends to be limited. For instance, maybe your be-all, end-all goal is deadlifting your bodyweight. If you only have a few pairs of lighter dumbbells at home, you may not be able to achieve that in the short-term.
What you can do, though, is achieve mini-steps on the way to that, like maintaining strength in your hamstrings and glutes, and working on power that’ll help you get to that goal. Kettlebell work, for example, translates very well to the barbell,
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