March 27, 2021

KSL

KSL Investigates: What water damage is not covered by homeowners insurance?

SALT LAKE CITY – When it comes to homeowners’ insurance, there are certain things you can just count on being covered.

Damage from fire and wind is going to be covered, but damage from water is … a bit more complicated.

Michelle Megna with Insurance.com said thousands of homeowners every year are shocked when the inside of their home ends up wet — and insurance leaves them high and dry.

“Water damage claims are among the most common claims that homeowners make,” she said.

One rule of thumb, she said, is to try and answer the question: Where did the

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